MJC&A Team

Raymond Curtin, President  of Michael J. Curtin &

Ray graduated from Cornell University in 1989, and has had his
insurance license since 1990, with most of his previous insurance
background dealing with the financial services industry.  He has
been a licensed financial advisor for 25 years.  He began working
for Smith Barney in 1990, and continues an active financial
business service at SagePoint Financial, Inc.

After Ray’s brother Michael passed away in February of 2012, Ray
was asked to take over Michael J. Curtin & Associates and has
been the President since March 2012.

Since taking over the firm in 2012, Ray has brought on several new
casualty companies, upgraded the claims management system,
and hired several new senior claims adjusters.  Ray believes that
focusing on quality control ultimately gives our clients the best
possible service.  Trust and loyalty are the keys to maintaining
strong, long-lasting relationships with our clients.

Ed Schlosser - MJC&A Claims Supervisor

Ed has over 35 years of experience in the insurance adjusting
business.  Ed started as a casualty adjuster on the streets of
Philadelphia, PA.  He made his niche as an auto/truck specialist in
liability and physical damage.  Vale Tech, ASE Certified.  Trucker’s
liability with a CDL Class A license with Hazardous Materials

Before joining MJC&A, he was the claims manager for Federated
National Insurance Company in Ft. Lauderdale, Florida.  He
developed the direct repair shop program and established the
network of independent appraisers for both auto and heavy trucks. 
His department also ran the salvage and the Special Investigation
Unit for homeowners and PIP units. Ed is very familiar with
subrogation and litigation, having managed those departments for

Ed is currently licensed in several states, including Florida, North
Carolina, South Carolina,
Georgia and California. 

Patricia Cronin, Esq.

Patricia has over 22 years of claims experience handling large
losses and complex coverage issues, coupled with practicing
personal injury law.  She possesses effective communication skills
and a strong command of the language.  She enjoys the reputation
for providing quality customer service and avoids conflict by
demonstrating compassion and empathy.  She has worked for
companies such as Allstate Insurance as Claims Representative,
Royal & Sun Alliance as Major Case Unit Claims Specialist,
Montlick& Associates, P.C., as Personal Injury Attorney, Chubb
Insurance Group as Senior Litigation Examiner, AIG Claims as
Complex Director and Farmers Insurance as Senior General
Adjuster, and Maxum Specialty Insurance Group as Claims
Adjuster.  She is skilled in general liability, professional liability,
property and casualty insurance claims, investigations, litigation
and mitigation and has attended numerous mediations and
monitored trials.  She has also investigated, evaluated and settled
large complex general liability and commercial auto claims, and
has settled 1st and 3rd party bodily injury claims, physical damage
and medical claims, as well as BI & PD trucking claims.

Vickie Wells, Sr. Claims Specialist

Vickie has over 20 years of experience in claims/adjusting in a
multi-state environment and has handled claims in all 50 states. 
Her exceptional customer service skills are evidenced by
numerous customer service awards.  She is diversified in several
types of claims handling such as general liability, personal and
business auto, products liability, small business liability claims with
a property influence, homeowners, premises/hospitality,
governmental immunity and garage keepers.  Her licenses include
Texas P&C Adjusters license (Resident), Wyoming, Arizona,
Oregon, New Mexico, Utah, Oklahoma, Washington, Minnesota
and Florida.

D’Andre Lewis-Yhap (Dee Yhap)

D’Andre Lewis-Yhap (Dee Yhap) joins Michael J. Curtin & Associates Independent Adjusting Firm with over 17 years of experience in the insurance adjusting business, working with Geico Insurance and Kemper Insurance. Dee spent 13 years as a Top Performer in claims adjusting & evaluating in a multi- state environment, and 4 years managing property damage and multi-line casualty claims. She had the responsibility of direct supervision over claims adjusters, providing technical expertise, staff development and guidance as needed. As Supervisor, she confirmed accuracy of all requests for settlement authority, coverage denials and releases, as well as assuring that all aspects of the claim handling process were conducted properly from start to finish. She comes to us highly recommended for her outstanding negotiation and troubleshooting skills, as well as superior communication and customer service performance. Her licenses include FL, TX, NM, OK, LA, KS, GA, NC, SC, MO, IL, NE, IN, IA and VA.

Rising Above Expectations
We want to earn your business, one claim at a time!
Nancy Gwaltney - Sr. Claims Specialist

Nancy has over 25 years of experience in claims handling.  She is
currently licensed in Florida, Georgia, South Carolina, North
Carolina, Kentucky, Alabama, Louisiana and Texas. She has
investigated and amicably resolved first-party property claims and
third-party casualty claims both as a company adjuster and an
independent adjuster.  This included resolving questions of
coverage and liability as well as evaluating bodily injury claims and
timely reporting to various companies and municipal entities with
recommendations toward liability and proposed settlement.  She
has extensive experience in auto and premises liability. She has
extensive mediation experience having attended mediations
through the years as a company adjuster and as an independent
adjuster on behalf of various clients.  Nancy has worked for USF&G
Insurance Company, ISAAC, Gallagher Bassett Services and
Totura & Company in Florida.  After moving to Georgia, she
worked for Totura & Company, Bridgewater Group, Peter J. Crosa,
and has been with Michael J. Curtin & Associates now for four

Joan Voit - Sr. Claims Specialist

Joan has over 25 years claims experience for both carrier and I/A
in the capacity of Casualty adjuster and management.  Her career
started as an adjuster with Geico at their NE Regional office in
Woodbury, New York, for 10 years.  Before moving to Tampa,
Florida in 1991, she was a BI Claims Specialist for Avis Rent-A-
Car System, Inc., in Garden City, New York, handling claims in 17
states.  After moving to Florida, she was employed  with Totura &
Co., as adjuster, Manager and in the Client Relations department.
She now works for Michael J. Curtin & Associates as Senior
Claims Specialist.   She is well rounded in Auto and General
Liability claims, handling all levels including litigation.  She has over
20 years in representing companies at mediations. Joan holds
adjuster licenses in several states.  She has completed numerous
claim development courses and successfully completed Dale
Carnegie-Leadership Training for Managers. She is also a Notary
Public for State of Florida.

Richard Saxon - Sr. Claims Specialist

Richard has been in the insurance Industry since 1968. He began
his insurance career with John Hancock as an insurance salesman.
In 1998, Mike Curtin hired Richard and transitioned him from the
sales side to the adjustment side of the business. Rich has been
doing mostly casualty work, handling property damage, general
liability and bodily injury claims.

Kathleen Coffman, Sr. Claims Specialist

Kathleen has been in the insurance adjusting business for over 20
years. She has experience on all levels of insurance adjusting,
including analyzing coverage, liability, negotiations for litigated and
non-litigated claims, mediations, mentoring lower level claims
associates, working with homeowners and personal auto policies,
commercial lines, negotiating settlements with attorneys, and
working with several major insurance companies which include
Universal Underwriters, Zurich-America, Reliance Insurance,
Republic Insurance, Sentry and State Farm.  Her licenses include
Texas (Resident) , Arizona, Arkansas, Louisiana, Nevada,
Oklahoma, Oregon, Utah, Rhode Island, Kentucky, Montana and

James Daehnke, Sr. Claims Specialist

James has been in the independent insurance adjusting business
for over 25 years.  He has extensive knowledge and experience in
litigation and mediation for all types of casualty and general liability
claims, including management liability claims, employment liability
claims, and automobile liability claims.  He is licensed in several
states, and has worked in the Florida insurance market for several
years.  Some of his past employers include Assurant, United Auto
Ins. Co., Gallagher Bassett Services, Glatfelter Claims
Management and State Farm Insurance.